CyberSahara

UPI Fraud

Recognise the situation

A caller or message may disguise a UPI payment request as a refund or reward.

Protect yourself now

Stop approving unfamiliar requests. A UPI PIN authorises a payment; do not enter it to receive money. Contact your bank through its official app or website.

What to preserve

Keep the transaction reference, date, amount, recipient VPA and original messages. Never share the PIN or an OTP.

Reporting and next steps

For money lost, call 1930 promptly and contact your bank through its verified channel. Report cybercrime at cybercrime.gov.in and keep the acknowledgement. Chakshu on Sanchar Saathi is for suspected fraudulent communications; it does not replace reporting a crime or money lost. Contact local police for immediate threats; call 112 in immediate danger.

For your complaint, record what happened, when, the platform, amount and transaction references if any, and the evidence you have. Leave unknown facts blank. A draft is not a filed report. Human assistance can help organise complex facts, but cannot guarantee recovery.

General safety guidance, source-checked against the links below. Specialist and native-language review is pending. Official forms and requirements may change; follow the current official portal. This is not legal advice or an official complaint. Source check: 2026-11-08 · v1

Where to report this

  1. Helpline 1930

    If money was lost, call at once so the transaction can be frozen.

  2. National Cybercrime Reporting Portal (I4C)

    File the complaint online at cybercrime.gov.in.

  3. Your bank or wallet

    Tell it right away, in writing, and ask it to block the transaction or card. Keep the complaint number.

  4. NPCI UPI dispute redressal

    For UPI, raise it with your bank or UPI app first. NPCI's dispute process applies if it is not resolved.

  5. RBI Complaint Management System

    If the bank does not resolve it within 30 days, complain at cms.rbi.org.in (RBI Ombudsman).

  1. Call 1930 (national cybercrime financial fraud helpline) right away.
  2. Report at cybercrime.gov.in.
  3. Tell your bank or payment app through its official contact channel.
  4. Keep screenshots, transaction IDs and chats. Do not delete anything.
  5. Never share your UPI PIN, bank OTP, card CVV or passwords with anyone.
  6. If you are in immediate danger, call 112.
Call 1930Report on cybercrime.gov.in

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